Kina Bank Overview and FAQs

Kina Bank is a leading commercial bank in Papua New Guinea, offering a wide range of personal and business banking services. Here are some key details about the bank:

Personal Banking

Kina Bank provides various personal banking products and services:

• Transaction accounts for day-to-day banking needs
• Savings accounts to help customers achieve their savings goals
• Visa debit and credit cards for convenient payments and ATM access worldwide
• Personal loans for various purposes like buying a car, home renovations, or holidays
• Motor vehicle loans with flexible terms and low interest rates
• Stock broking services for investments in listed stocks

Business Banking

Kina Bank caters to the banking needs of businesses, offering:

• Business accounts and transaction services
• Lending solutions like business loans and overdrafts
• Trade finance and foreign exchange services
• Online banking and digital payment solutions through partnerships

Digital Banking

Kina Bank has embraced digital banking with offerings like:

• Kina Online Banking for internet banking
• Kina Konnect mobile banking app
• Integration with accounting software like Xero for seamless bank feeds The bank provides 24/7 customer support through phone, email, and online channels. It has a widespread branch network across Papua New Guinea.

Partnerships

Kina Bank has formed strategic partnerships to enhance its services, including:

• MiBank for expanding ATM and branch access
• Pei Beta for online bill payments
• Xero and Business Link Pacific for SME accounting solutions
• NiuPay for digital payment solutions

Overall, Kina Bank is a well-established and innovative bank in PNG, offering a comprehensive suite of banking products and services for individuals and businesses, with a strong focus on digital banking and partnerships.

FAQs

1. What are the benefits of Kina Bank Transation Accounts?

Kina Bank offers several benefits with their transaction accounts:

• No monthly account maintenance fees, allowing customers to save on banking costs.
• No EFTPOS fees on local transactions when using the linked Kina Debit Card, saving customers from transaction fees that can quickly add up.
• 24/7 access to funds through Kina Online Banking, Kina Konnect mobile app, ATMs, and EFTPOS terminals worldwide with the Kina Debit Card.
• Ability to link multiple accounts like savings accounts for easy money management.
• Eligibility for a Kina Debit Card that provides global access to over 2.2 million ATMs and enables secure online purchases with Visa fraud protection.
• Option to open a fee-free Kina Everyday transaction account with just K10 minimum balance, making banking more affordable.
• Access to additional services like cheque books (upon request) and integration with accounting software like Xero for seamless bank feeds.

2. How can I link my transaction account to Kina Bank's internet banking?

To link your Kina Bank transaction account to their internet banking platform, follow these steps:

1. Visit your nearest Kina Bank branch and request to sign up for Kina Personal Online Banking (their internet banking service).
2. The bank staff will assist you in completing the required forms and providing your account details to set up online access.
3. Once registered, you can log in to the Kina Personal Online Banking portal from any computer, tablet or smartphone.
4. After logging in, you will be able to view and manage all your existing Kina Bank transaction and savings accounts linked to your profile.
5. You can perform various functions like viewing balances, transaction history, transferring funds between accounts, requesting cheque books, and more.

The key benefits of linking your transaction account to Kina Personal Online Banking include:

• 24/7 access to manage your accounts from anywhere
• Ability to link and view all your Kina accounts in one place
• Convenient digital banking without visiting a branch
• Zero fees for using the online banking service (account fees still apply)

So by visiting a Kina Bank branch and signing up for their internet banking, you can easily link and manage your transaction account digitally along with any other accounts you hold with the bank.

3. What are the steps to register for Kina Konnect?

To register for Kina Konnect, Kina Bank's mobile banking service, follow these simple steps:

1. Dial *525# from any mobile phone with network reception.
2. Follow the prompts on the screen to begin the registration process.
3. Have the following information ready:
   • Your 8-digit Kina Bank account number
   • Your date of birth in the format DD/MM/YY
   • The last 4 digits of your Kina Bank debit card
4. Enter the required details when prompted during the registration process.
5. Once registered successfully, you can start using Kina Konnect immediately to perform various banking activities like:
   • Checking account balances and mini statements
   • Topping up services like PNG Power Easipay, Digicel, BMobile, and Telikom PNG airtime
   • Making credit card or loan payments
   • Transferring funds between your own Kina Bank accounts, other Kina Bank accounts, and accounts at other banks
   • Managing payees, mobile numbers, Easipay, and changing your PIN That's it! By simply dialing *525# and following the on-screen instructions with your account details, you can self-register for Kina Konnect and start using Kina Bank's mobile banking service right away from your phone.

The key advantages are the lack of monthly and EFTPOS fees, digital banking access, global ATM/merchant acceptance with the Kina Debit Card, and the ability to link multiple accounts for better money management.